Instances of criminals using stolen login credentials to take over online accounts have been increasing for almost a decade. What started out as an attack type targeted at financial institutions moved first to a small group of digital goods companies and now impacts all retail verticals in various ways. The behavior and tactics of the fraudsters performing this type of fraud are getting more complex—and harder to defend—over time. ATO can result in credential validation, payment fraud, draining of loyalty points or other stored value, and more. In this session, a panel of experts will explain what ATO attacks look like now and what type of companies are most likely to become targets, how your business model affects the type of attack you experience, and what they are after.